TY JOUR TI FACTORS DETERMINING THE INVESTMENT OF HOUSEHOLD SAVINGS IN THE RUSSIAN BANKING SECTOR: THE CURRENT STATE KW personal savings banking sector KW individual investment behav-ior KW savings model JO Services in Russia and abroad AU YUSUPOVA, L.M. AU Nikonova , T.. AU IVANOV, M.E. PY 2017 IS 11 PB Russian State University of Tourism and Service