%0 Journal Article %T The ways of effectiveness improving of debt recovery of citizens in housing and communal services %A Khavanova, N.. %A Litvinova, E.. %K housing and communal services, housing and municipal services, managing organization, debt, defaulters, utilities and communal payments %J Services in Russia and abroad %D 2015 %N 9 %P 13 %I Russian State University of Tourism and Service