00572naa#a2200181#i#450# EN\\bibl\12951 20240428214428.7 1995-042X 20160829b2016####ek#y0engy0150####ca RUS RU ISSUES OF DEVELOPMENT AND IMPLEMENTATION OF INNOVATIVE BANKING PRODUCTS Journal article CHERKIZOVO Russian State University of Tourism and Service 2016 11 с. Journal article local Maslennikov Anatoliy Maslennikova Nadezhda Pavlovna rguts.editorum.ru