00764naa#a2200217#i#450# EN\\bibl\17748 20240426150751.5 1995-042X 20170807b2017####ek#y0engy0150####ca RUS RU LENDING TO INDIVIDUALS BY COMMERCIAL BANKS IN KABARDINO-BALKAR REPUBLIC: CURRENT STATE Journal article CHERKIZOVO Russian State University of Tourism and Service 2017 10 с. Journal article local Туристско-экскурсионное обслуживание. 71.37 grnti ALIKAEVA Madina V. Oborin Matvey Sergeevich NALCHADZHI Tatiana A. Gvarliani Tat'yana Evgen'evna rguts.editorum.ru